Open Banking's Unfulfilled Promise — and What Comes Next
Years after open banking mandates began reshaping financial infrastructure, the gap between regulatory ambition and real-world adoption remains wide. This session takes an honest look at where open banking has delivered — faster payments, smarter lending, richer personal finance tools — and where friction, consumer distrust, and fragmented standards have slowed progress. Panelists will explore what open finance 2.0 looks like, including the emerging role of data portability, API standardization, and the road toward a truly interoperable financial ecosystem.
